Auto Insurance Basics

Get your basic knowledge about Auto Insurance

In the state of New Hampshire, drivers do not have to wear seat belts. It is amazing because most states have laws requiring adults to buckle up. Now, according to statistics, 75 percent of drivers now wear a seat belt while they drive. This is an increase from the previous rate in 2010 which was 72.2 percent.

It is important for everyone to buckle up. The number of Massachusetts drivers who buckle up is now 73.3 percent which means that more NH drivers wear seat belts than those that do in MA.

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Most people usually made a mistake of choosing the best auto insurance rates based on how cheapest their rates are. It is important for a car owner like you to realize that the best car insurance coverage does not always come from the cheapest insurance rate. There are three important things that you need to know first to find out the best company that offers the best car insurance rate. The first one is who is offering the insurance coverage or the company.

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There is no PIP benefit that is so often overlooked as medical mileage.  Many people fail to submit it to their claims adjuster, and as such  – poof – hundreds or thousands of dollars in gas and mileage reimbursement vanishes and the accident victim is out of luck. T

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There are a lot of people who go out of their way to avoid taking in roommates because of the host of complications it entails. Perhaps you’re even one of them. But if you stopped for a moment to consider that having a roommate could save you money when buying car insurance, would you change your tune?

Many people wouldn’t – cohabitation can be a real pain the neck at times. But t

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Keeping cosy in the car

Getting into my car during the winter is tough. Yes, I’d much rather be in it than slipping and sliding down the pavement in the rain and slush, but when I first sit down it’s so cold!

At least when I walk I warm up pretty quickly, but when I’m sitting down, immobile, it takes me a good while longer to feel cosy.

One morning, recently, I sat in my car with the heater going for about ten minutes before my hands where warm enough to grip the steering wheel.
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