For drivers who have recently purchased vehicles or drivers who have suddenly found themselves without a valid auto insurance policy, it’s sometimes important to get a policy very, very quickly. Unfortunately, it can be hard to quickly find an auto insurance policy and get proof of coverage without sacrificing coverage. Worse yet, many drivers end up overpaying. Read more…

Although teenagers are eagerly waiting to get behind the wheel, as per the new rules their wait could go on for a bit longer. The new rules that are in force are the reason for parents to postpone getting a driver’s license for their teenaged kids. P

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Many car insurance providers offer rewards for customers who maintain a clean driving record. This is smart, because insurance companies save money when they insure good drivers, and incentive programs encourage drivers with a clean record to continuously practice good behavior. Safe drivers are often rewarded with lower automobile insurance rates. Not only is this practice beneficial to insurance companies and drivers, but it is also fair. After all, drivers who avoid accidents do not cost insurance companies any money. Read more…

Mississippi senate passed the auto insurance verification bill – a bill that was designed based on the mandatory laws in Mississippi.  This was one among the several proposals that were facing a deadline.

As per the bill, the Department of Public Safety, the Department of Revenue, as well as the Insurance Department will now use computer technology in their new programs to verify the liability insurance cover.

Now uninsured motorists could face different penalties that may include suspension of the driver’s license along with a fine of $500.  Now the tax collectors as well as the tax assessors will have the authority to deny the license plates to vehicle owners who are uninsured.

The Senate Insurance Committee Chairman stated that this new technology will allow instant verification where they could interface with the insurance providers.  There was a legislative deadline on this bill but it survived the Wednesday deadline.  This was part of the general bills and constitutional amendments which had already been passed by the opposite chamber.

The testing period in the bill will begin on July1, 2012, stated Clarke.  During the debate Clarke also mentioned that this would enable the 2012 legislature to review what had been passed and how far they would gotten on this.  The whole system could be functioning by July 1, 2013, if everything went right, he stated.

A few changes had been made in the senate to this bill which included the removal of periodic and random checks in order to determine if the vehicle owners were insured, and also the appeal process for the alleged offenders.

However, Rep. Hank Zube

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If your family has multiple vehicles and multiple drivers, you might be surprised at the high cost of your automobile insurance coverage. This is especially true for families with teenage drivers, but fortunately, there are a few ways to lower the cost of multiple vehicle insurance for a family with the right techniques. To keep your family’s insurance bills in check, you’ll have to understand your risk factors and maybe look around for a few insurance quotes before selecting a policy. Read more…