Park caravan insurance (sometimes known as park home insurance) is a form of insurance protection aimed at a specific type of caravan/dwelling.
The insurance industry typically recognises a number of different caravan types:
In the case of park homes, this category is typically defined partly by its location and partly by the way that the caravan or dwelling is used.
If you have a structure/caravan that resides on a site that has been approved by the local authorities for permanent park home occupation and you occupy your structure/ caravan as your permanent place of residence, then it will typically be defined as a park home.
As such, it will require specific park home (park caravan) insurance.
In another situation, if you have the static caravan located on a site licensed only for temporary caravan usage and you only occupy your caravan for a few weeks per year for holiday purposes, then it will typically require static caravan insurance.
The two forms of cover are not interchangeable and you cannot use static caravan insurance for a caravan/dwelling that you occupy on a permanent basis.
This is not just a discussion around the meaning of words.
Caravan insurance providers typically see the risks for a park home and a static caravan, as being significantly different.
24 Jun
Posted by: Emily Wilson in: Insurance Review
The big insurance industry story that made the headlines of both the trade papers and the nationals this month was mega global search engine come media owner come O/S provider come whatever else they are now, company Google have bought financial comparison site Beat That Quote for a cool £37.7m.
It was an interesting if somewhat fairly inevitable move from the mega global search engine come…. we
Trying to find the right caravan insurance can sometimes be daunting. You want to make sure that you’re getting the perfect cover for your needs but you don’t want to be spending a fortune either, and often it all comes down to the insurance firm you choose. It’s often felt that the insurance policy is only as good as the company providing it, and finding the caravan insurance companies that meet your needs will always be worthwhile.
But just how can you find the company to accommodate? Well,
21 Jun
Posted by: Emily Wilson in: Insurance Review
Technology. A source of wonder and frustration in equal measures.
A shimmering, sophisticated thread woven intricately into the tapestry of our 21st century world.
It certainly makes one feel old to think that some of my favorite, futuristic works of science fiction are now set in the past.
The space odyssey was ten years ago, the evil Arnie robot sent from the future arrived sixteen years ago (and is now an American Politician!?!), and 1984 happened, well in 1984.
Only nine years to go and we’ll all be chowing down on some Soylent Green.
Yes ladies and gentlemen, the future and all its wondrous, technological gadgetry has well and truly arrived and what better example of modern technology than the mobile phone.
It seems like only yesterday when the mobile phone first became common place, yet it was indeed over a decade ago that we first all became addicted to playing snake on our green dot matrix phones. Ho
It is sometimes tempting to simply ‘carry on as normal’. Perhaps you’re wondering why it is necessary to compare motorhome insurance if you are already covered and happy with what you have?
Perhaps ‘necessary’ is not the way to see it and possibly the word ‘advantageous’ is more appropriate.
The fact is that the insurance market changes regularly. A policy you