Auto Insurance Basics

Get your basic knowledge about Auto Insurance

Michigan drivers deserve the real story about  the Michigan Catastrophic Claims Association.

Especially when the insurance industry executives that make up the MCCA board are asking drivers to pay  the highest per vehicle assessment costs ever. But a straight story is hardly what Michigan drivers are getting when it comes to the MCCA.  In fact, the public can’t even look at the numbers. Inst

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Those who own a vehicle know that getting an insurance coverage plan by a reputable company is something that should be accomplished immediately. A vehicle insurance policy can ensure that you are covered in case of accidents, saving you from potential repair costs. If your car receives damage because of the accident, the insurance can cover the repair costs. In case you are deemed liable for an accident, then the coverage can take care of repairs of other vehicles or damaged properties.

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I often write about the importance of a thorough pre-trip inspection by truck drivers, and how motor carriers who put profits ahead of safety often push and pressure their truckers to rush through this important safety step required by the Federal Motor Carrier Safety Regulations (FMCSR).

Some truck drivers contend that a pre-trip inspection can be done within 10 minutes.

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Auto-Owners Customer Reviews

Auto-Owners is a mutual insurance company that has been around for the last 90 years. They are based out of Michigan and has around 37,000 agents at more than 6,200 independent insurance agencies selling their insurance coverage.

They have ranked in the Fortune 500 since 2002 and they have received multiple J.D. Power and Associates awards in customer satisfaction. In addition, they have a “A++” rating with A.M. Bes

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As it stands right now, about one in seven drivers is uninsured. Many drivers have tried to cut corners by being uninsured. In the United States, around 14 percent of drivers are breaking the law by being uninsured.

It is important for drivers to protect themselves because problems can arise. For example, if you are at fault for an automobile accident, then your auto insurance company may not cover all of the damages. If say, a driver hits a brand new sports car and totals it, then their minimum liability coverage might not cover all of the damages.

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